What is one financial change you have made in your life?
So I recently quit buying energy drinks, and coffee, or any other beverage period from grocery stores/gas stations.
I can bring my monthly coffee expense
Which is probably 64 cups of coffee a month to a simple 13-14 a month all in. (For nice coffee too, and a splash of occasional creamer if I am in the mood)
Vs the $90-100 I would spend a month on energy drinks!
I am saving over $1000 annually with this decision!
This is an extra 400,000 for my retirement!!!!!
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https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
Investing 1,000 a year at an 8% return(Very conservative) over 45 years
In 45 years I will be 69. and turning 70 the next month.
Managed to upgrade my pc thanks for that, switched out the old 1070 for a 3070, 240gb ssd for a 2tb one, and switched the terrible air cooler I had for a water cooler instead, runs like a charm now