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33Abu 8 months ago
What is one financial change you have made in your life?
So I recently quit buying energy drinks, and coffee, or any other beverage period from grocery stores/gas stations.

I can bring my monthly coffee expense
Which is probably 64 cups of coffee a month to a simple 13-14 a month all in. (For nice coffee too, and a splash of occasional creamer if I am in the mood)
Vs the $90-100 I would spend a month on energy drinks!
I am saving over $1000 annually with this decision!
This is an extra 400,000 for my retirement!!!!!
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33Abu 8 months ago
@SLEDGE
https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
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33Abu 8 months ago
@SLEDGE Compound interest
Investing 1,000 a year at an 8% return(Very conservative) over 45 years
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22dsiXLent 8 months ago
@Abu The smoking itself isn't so bad (cigarettes would be far worse) it's the food it made me eat that really would be killing me
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45SLEDGE
8 months ago
$400,000 total / $1,000 a year = 400 years
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33Abu 8 months ago
@dsiXLent Good choice! Smoking is bad
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33Abu 8 months ago
@SLEDGE How?
In 45 years I will be 69. and turning 70 the next month.
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70.:A-MAN:.
8 months ago
I've actually just started watching what I eat more. I overate a lot which, aside from being bad for me, meant I needed to buy food more often.
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45SLEDGE
8 months ago
I think you are being a bit optimistic about your lifespan with that math
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22dsiXLent 8 months ago
Stopped smoking weed, which, in of itself wasn't a big loss of money, it was more the munchies kicking in and making me order with ubereats all the damn time lmao

Managed to upgrade my pc thanks for that, switched out the old 1070 for a 3070, 240gb ssd for a 2tb one, and switched the terrible air cooler I had for a water cooler instead, runs like a charm now
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